Ethereum Foundation research from late 2024 confirmed that L2 solutions have reduced effective gas costs by 97-99% compared to mainnet. EIP-4844 (Proto-Danksharding), implemented in 2024, introduced blob data storage that further reduced L2 data costs, expected to bring another 10x-100x fee reduction for rollups operating in 2025-2026.
A token swap on Ethereum mainnet at 5 Gwei costs approximately $1-$3. The same swap on Arbitrum costs $0.01-$0.10. On Base, simple transfers often cost under $0.01. Polygon offers near-zero fees for high-volume transfers. All L2 networks inherit Ethereum's security while providing dramatically lower costs for end users.
For small or frequent transactions — daily DeFi, token swaps under $500, NFT minting — Layer 2 networks offer dramatically better economics. For very large single transfers ($100,000+) where the gas fee is a tiny percentage of value, mainnet's maximum security and liquidity may justify the higher fee. Always check current L2 fees before bridging.